Real Estate Loans

Let Path Federal Credit Union help you get your dream home. We offer a variety of mortgage solutions to ensure that you can find a place to call “home”—with a loan that meets your needs and fits your budget.

Mortgage Document Checklist

Income Documentation

  • 30 days of most recent paystubs - with year to date earnings - all borrowers

  • W-2 or 1099 forms - most recent two year - all borrowers

  • 2 years worth of tax returns - all borrowers

Assets

  • List of assets, including bank statements, mutual fund statements, brokerage statements and records of other investments or assets, as applicable

  • 60 days worth of statements for all financial accounts

Miscellaneous

  • Current mortgage statement

  • Homeowners insurance policy

  • Copy of driver license(s)

  • Bankruptcy docs (if applicable)

  • Full divorce decree and separation agreement (if applicable)

  • It is important that you do business with people and organizations you can trust. Choose from a wide array of first mortgage financing options:

    • Fixed Rate Loans with a Variety of Terms
    • FHA, VA, and Conventional Loans
    • Easy Application Process
    • Quick Decision Making

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  • A Fixed Home Equity Loan provides you with a predetermined amount of money up front for a specific period of time at a fixed interest rate.

    • Up to 80% LTV. No points or origination fees. Minimum credit score of 600 required

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  • A Home Equity Line of Credit provides a fixed amount of credit with a variable interest rate that you can draw from as you need it.

    • Up to 80% LTV. No points or origination fees. Minimum credit score of 600 required
    * Interest May Be Tax Deductible (Consult Your Tax Advisor For Details)

    Apply Online Today