Accounts

Open an Account with Us!

Regular Share Accounts

All share accounts must have a minimum balance of $25.00 at all times. The minimum withdrawal from any share account is $25.00. Each member is entitled to 26 withdrawals per year with no service charge. After 26 withdrawals, a $5.00 service charge is imposed for each withdrawal thereafter.

Holiday and Vacation Clubs

Holiday Clubs are offered to all members starting in October, and checks are issued the following October 1.

Vacation Clubs are offered to all members starting in June, and checks are issued the following June 1.

Certificates

The credit union has instituted certificates. Interest is determined by the Board of Directors on a monthly basis. Call (201) 216-6094 for more details.

Dividends

All dividends are calculated on an average daily balance. This dividend is declared on a semi-annual basis. These rates are determined by the Board of Directors at the end of the dividend period.

The IRA dividend rate is determined by the Board on a monthly basis. IRA accounts are one-year Certificate Accounts and are subject to an interest penalty for early withdrawal.