Privacy Policy


PATH FCU
Privacy Disclosure Notice


The Credit Union is committed to protecting the privacy of all our members.  Under Federal law we are required to give you this notice which describes our privacy policy and how we collect, use and safeguard your personal financial information.   We strive to provide you with the competitive products and services to meet your financial needs.  This requires that we sometimes need to share information about you in order to complete your transactions and to provide you with certain financial opportunities.

  1. Information we collect about you - we collect non public personal information about you from the following sources:

    Information we receive fro you on applications or other forms;

    Information about your transactions with us or others;

    Information we receive from consumer reporting agencies; and

    Information obtained when we verify information you provide on an application or other forms.

  2. Disclosure to parties that provide services to the credit union
    We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or other financial institutions with whom we have joint marketing agreements. To protect our members' privacy we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit those companies to sell the information we provide them to other companies.

We restrict access to non public personal information about you to those Employees who need to know that information to provide products or services to you.  We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your non public personal information.

If you terminate your membership with the credit union, we will not share information we have collected about you except as permitted or required by law.

If after reading this notice you have questions, please contact us at 201-216-6094 or writ us at One PATH Plaza, Jersey City, NJ 07306.


Legal Disclaimer


All Web site design, text, graphics, the selection and arrangement thereof, and all software are property of PATH Federal Credit Union

www.pathfcu.com ALL RIGHTS RESERVED.

Permission is granted to electronically copy and to print in hardcopy portions of this Web site for the sole purpose of placing an order with PATH Federal Credit Union and any of its affiliates and for using this Internet promotion as a shopping or informational resource.

Any other use of the materials on this Web site, including reproduction for purposes other than those noted above, modification, distribution, or republication-without the prior written permission from PATH Federal Credit Union representing www.pathfcu.com is strictly prohibited.

PATH Federal Credit Union and www.pathfcu.com are Trademarked. All other trademarks, product names and company names or logos cited herein are the property of their respective owners.

Disclaimer

PATH FEDERAL CREDIT UNION IS PROVIDING THIS SITE AND ITS CONTENTS ON AN "AS IS" BASIS AND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WITH RESPECT TO THIS SITE OR ITS CONTENTS. PATH FEDERAL CREDIT UNION DISCLAIMS ALL SUCH REPRESENTATIONS AND WARRANTIES, INCLUDING FOR EXAMPLE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. IN ADDITION, PATH FEDERAL CREDIT UNION DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS SITE IS ACCURATE, COMPLETE OR CURRENT.

Except as specifically stated on this site, neither PATH Federal Credit Union nor any of its directors, employees or other representatives will be liable for damages arising out of or in connection with the use of this site.

Users specifically agree that PATH Federal Credit Union shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received, or any transactions entered into through this service. PATH Federal Credit Union does not give, sell or transfer personal information to third parties, unless required by law.

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Images copyright © 2005 PhotoDisc, Inc.